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In the 2005-2006 school year, more than 6 million undergrads borrowed money through the Stafford loan program, to the tune of $37 billion. Unlike a bank, we are not tied to a predetermined line of mortgage products and therefore not limited as to whom is approved for financing. To establish a truthful argument based on facts that moves beyond ideology, politics or affinities 3. Included in noninterest income in 2006 was a $13 million gain resulting from the accelerated recognition of a purchase accounting premium related to the call of a $200 million Federal Home Loan Bank "FHLB" of Atlanta borrowing assumed in a previous acquisition.

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