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Too many people try to If this loan is to be funded by a State Chartered Savings. Know when the teaser rate expires, what the new rate will be and what situations, such as late payments, will result in a loss of the teaser rate. Perceptions and Reality March 24, 2007 In part one of this series of blog articles about the subprime meltdown, I briefly sketched the rise and fall of subprime loan products and their relation to predatory lending practices within a capitalist system.
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